What is Travel Insurance and Do You Need It?

I strongly recommend that you purchase travel insurance. When you are traveling you don’t want to worry about anything that would spoil your vacation and cause you financial harm. Unforeseen events happen, even to a perfectly planned vacation. You may have to cancel your trip at the last minute to tend to a family emergency; you may need medical assistance when you are away. Your baggage may go missing, or there may be damage to your personal property. Take comfort in knowing that prior to or while you are traveling you will be looked after in most unforeseen circumstances.

Why Invest in Travel Insurance:

  • Protect your travel investment from unforeseen emergencies with trip cancellation and interruption insurance
  • Protect yourself with emergency medical insurance you can count on, no matter where you are traveling in the world
  • Protect your valuables with baggage and personal effects insurance
  • Travel with the ease of knowing you have access to a 24 hour help line in the event of an unforeseen circumstance.

Consider the following:

  • If I become ill or injured while traveling, will my personal health insurance cover my emergency expenses while traveling, including ambulance, x-rays, wheelchairs, prescriptions?
  • If my luggage was delayed could I manage at my destination for more than a day?
  • If I have to cancel my trip before traveling due to an injury would I receive a refund? How much would a family member have to pay to come to my bedside if I was hospitalized for several days?